Your Local, Independent Insurance Agency
The Ferguson Insurance Team is a family-owned independent insurance agency proudly serving Charleston and the surrounding Lowcountry. Our experienced agents offer personalized home insurance, auto insurance, business insurance and much more from leading carriers. We match our clients with quality protection and competitive rates in one place, paired with personal, friendly customer service and decades of local experience.
Why Work With a Local, Independent Insurance Agent?
Skip the guesswork. As your local, independent insurance agent, we take the time to understand your needs and guide you through every decision. From comparing top insurance companies to explaining what your coverage really means, we do more than just check the insurance box. Our agents work with you to protect your whole life with quality coverage at a price that fits your budget. When life changes or claims happen, we’re right here to help you every step of the way.
All Your Insurance Needs In One Place
Simplify your life and save more by bringing all your insurance together with a local, independent agency you can rely on. We make it easy to manage every policy with personalized service, bundled savings, and fast, friendly support.
What our Clients are Saying on Google:
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. Insurance Companies We Work With
Being an independent insurance agency means we are not limited to one or a few different companies. We compare coverage from many different carriers, including exclusive insurers that you can’t buy from directly online, to match you with the right policies at the best prices available. Our experienced agents know where to look for special coverage features, hard-to-place risks, and maximum savings for you.
Learn More About All Our Different Insurance Products
The Ferguson Insurance Team is a full service insurance agency serving both individuals and businesses. We provide home and car insurance, as well as coverage for your boat, motorcycle, golf cart, RV and much more from many of the country’s leading carriers.
We also specialize in comprehensive commercial insurance plans for business owners, and can meet all of your growing business needs, including Workers Compensation coverage, General Liability, Business Auto, and much more. With access to a wide variety of markets, we bring your business the best combination of pricing and coverage.
Declaring Our Independence
Several years ago, The Ferguson Insurance Team made the transition from a Nationwide Insurance exclusive agency, to being a fully independent agency, so we could offer a wider range of premium insurance options for our valued clients and better respond to the needs and unique challenges of life in coastal South Carolina.
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